10+
Loan Origination System
for
SNAPSHOT OF FEATURES
Mobile App Enabled Loan Origination Systems And Digital Lending Platform
Our Numbers Say About Us
Lending Companies Using goOriginate
Active User
15,000+
Loan Applications Per Year
250,000+
Crs Potential Loan Book Size Managed till Date
80,000+
FEATURES
Channel Partner Management
FEATURES
Campaign & Telecaller
FEATURES
Lead Management
FEATURES
Customer Onboarding
FEATURES
FI & RCU Verifications
FEATURES
Credit Personal Discussion
FEATURES
Legal & Technical Verification
FEATURES
Smart Credit & OTC/PDD Tracker
Intelligent Document Scan and Detection
Risk Profiling with Multibureau Analysis
Prevent Fraud by Identifying Variances in Personal and Demographic Details
Collateral Assist for Nearby Property Valuation and Geo-Social Tagging
INTEGRATIONS
Multiple Integrations
Integrated with 21+ 3rd party API for faster onboarding
Integrated with API’s (Karza , NSDL , Razorpay , CCAvenue , Billdesk , Mpos , Setu , Signzy ,
Paynimo , Equence , Kaleyra , Gupshup , 2Factor , Infobip , Phonepe UPI , Cashfree payment
gateway , One Money ,
Equifax , Experian , Ezetap and Zoop One).
Solutions For
HFC
NBFC
Banks
SFB
Who Can Use
goOriginate Loan Origination System supports
Sales
Credit
Operations
Management
External Partner Agencies
Clients Who Trust Us
Building relationships, delivering excellence
Frequently Asked Questions
We have put together some commonly asked questions
What is Credility’s goOriginate and why do lenders need a loan origination system?
Credility’s goOriginate is a mobile-first loan origination platform designed for banks, NBFCs, housing finance companies, and fintech lenders to automate the entire lending lifecycle from lead capture to credit approval and disbursement. The platform enables digital loan processing, integrates with credit bureaus and verification services, and eliminates manual paperwork, helping lenders process loans faster and with greater accuracy.
How does a digital lending app (goOriginate) improve loan processing efficiency for financial institutions?
A goOriginate streamlines every stage of the lending workflow including lead management, customer onboarding, document verification, credit evaluation, and underwriting. By replacing manual processes with automated workflows, lenders can reduce turnaround time (TAT), improve data accuracy, and accelerate loan approvals while maintaining compliance and operational control.
What features should lenders look for in a modern loan origination software?
Key capabilities of a modern loan origination system software include:
- Lead sourcing and lead management app for sales teams
- Digital onboarding with eKYC and document capture
- Credit evaluation and underwriting workflows
- Integration with credit bureaus and third-party APIs
- Real-time dashboards and analytics
How does the credit evaluation app support underwriting teams?
Credility’s credit evaluation app helps underwriting teams analyze borrower profiles, review financial data, conduct credit personal discussions (Credit PD), and assess loan eligibility. The system captures customer information, documents, and verification data digitally, enabling faster and more structured credit decision-making.
How does credit underwriting software help lenders make better credit decisions?
Advanced credit underwriting software in India uses data from credit bureaus, financial statements, and verification reports to assess borrower risk and determine loan eligibility. By automating credit analysis and scorecards, lenders can reduce human errors and improve risk management during the loan approval process.
What is a Credit PD (Personal Discussion) app in goOriginate (LOS)?
A Credit PD app allows lenders to conduct and record personal discussions with loan applicants during the credit evaluation process. It helps credit teams verify borrower details, capture responses, and make better loan approval decisions.
How does goOriginate support lead management for lending institutions?
The platform includes a powerful lead management app that allows field sales teams and channel partners to capture and track borrower leads. Leads can be assigned, monitored, and converted into loan applications within the same system, ensuring a seamless transition from prospecting to loan processing.
Can the loan origination platform integrate with existing banking or lending systems?
Yes. Credility’s loan origination systems integrate with multiple third-party services, enabling lenders to automate onboarding, perform instant credit checks, and synchronize borrower data with core banking systems.
How does a retail loan origination system improve customer experience?
A retail loan origination system enables borrowers to complete applications digitally with faster verification and approval processes. By providing a seamless and paperless experience, lenders can improve customer satisfaction while increasing operational efficiency and reducing loan processing time.
How can lenders get started with Credility’s digital lending solutions?
Financial institutions can request a product demo to understand how goOriginate supports digital lending solutions, loan origination workflows, and credit decisioning. The onboarding process includes platform configuration, API integrations, and training for sales, credit, and operations teams to ensure smooth deployment.
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goOriginate - Digital Lending Solutions on the Go
Credility’s goOriginate is a complete mobile app-based loan origination software solution. Organizations are constantly looking to make digital lending solutions and digital loan processing easier, but they face multiple challenges that affect customer service. Credility’s Loan Origination Systems come with sophisticated functionalities that make the app simple, informative and fast to process loans. Go paperless and eliminate the hassles of manual loan processing with goOriginate.
Our team of developers and coders have the domain expertise to configure this loan origination platform for NBFCs, Housing Finance, Loan Against Property (LAP), Business Loan and Auto Loan Origination. It is one of the most versatile loan software for lenders who want speed, accuracy and compliance in their digital workflows.
Services & Features of Loan Origination Software by Credility
goOriginate has credit evaluation apps for each department which works even in offline mode, making the entire digital lending software ecosystem super-efficient. Enjoy smooth, end-to-end digital loan processing with our powerful Credility Platform.
Lead Management App
Get a comprehensive lead management app for on-field Sales Agents. Generate and manage your leads efficiently, nurture them effectively and increase your pool of potential borrowers using this advanced loan origination solution.
Login File App
The Sales Team can complete eKYC, collect documents and generate a digital loan application form in real time. Our app is third-party integration-ready, enhancing overall loan origination system software performance.
Credit PD App
Understand customers better with structured questions and secure verification. goOriginate’s Credit PD App allows the capture of customer selfies, video recordings and key information necessary to evaluate eligibility. Our analytics offer deep insights into applicant profiles, strengthening credit underwriting software in India.
Sanction - Credit Approval App
Our credit approval app simplifies the acceptance or rejection of loan applications, helps decide loan limits and processes additional disbursements digitally. Review the data, analyze it and sanction applications instantly with Credility’s seamless loan origination systems.
Advantages of goOriginate – Loan Origination System by Credility
Credility is a mobility pioneer in financial services. Our robust, world-class mobile application solutions have transformed digital lending software and loan origination space.
Simple & Effective App
goOriginate is an intelligently developed loan origination platform. The app is smooth, fast and works offline without dependency on the network. From Lead to Sanction, departments can use different apps while files move digitally—making end-to-end loan origination completely paperless.
Fully Compatible with Existing Platforms
Our Loan Origination Systems integrate easily with any core lending system or platform for smooth functioning.
Seamless Enterprise Solution
Credility provides enterprise-level app solutions to financial organizations. Enjoy multiple user logins with admin controls to streamline digital loan processing activities.
Improve Efficiency
goOriginate’s smart loan origination system software brings all data and processes into a single interface. Employees and customers get information instantly at their fingertips, improving operational efficiency and supporting faster business growth.
Cutting-Edge Technology
Credility builds with modern technology to give clients the best digital experience. GoOriginate’s credit underwriting software in India is integrated with 10+ third-party APIs (PAN, Aadhaar, CIBIL, etc.) for faster onboarding. Features include user tracking, online/offline working and analytics. Compatible with both Android and iOS.
Customization
Every lending business has unique needs. goOriginate can be customized up to 20–30% based on your business requirements. Credility is a trusted name in the digital loan processing domain due to its premium mobile application development expertise. We take pride in delivering exceptional tech solutions with our CreditPD app for NBFCs and Housing Finance companies across India. Connect with us and let’s explore how we can empower your lending operations further.
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✨ Client's Testimonial
"For the past 3 years, Credility’s Sales Mobility App (goFTR) has been reliable, user-friendly, and effective. It has streamlined our processes, and both the senior management and the team at Credility have always extended prompt and professional support."
Ajinkya Shinde
DVP – IT - Business & Digital Solutions
✨ Client's Testimonial
"Credility's goCollect enhanced our collection operations through real-time tracking, accurate reconciliations, and a user-friendly interface helping our teams adapt faster and perform better."
Ronald Mathew Verghese
Chief Technology Officer
Improve employee productivity &
efficiency
Reduce overall process turn around time
(TAT)
Optimize operational costs
